Best Small Biz Accounting

Review · Plans and prices checked in 6 markets, 18–19 October 2026

FreshBooks Review 2026: Plans, Client Limits, Prices & Add-ons

Disclosure: The FreshBooks buttons in this review are affiliate links (marked “partner link”). If you click through and buy, we may earn a commission at no extra cost to you. The limits and extra costs below are the same either way. Learn more.

Our take

FreshBooks is built for people who bill clients: freelancers, consultants, agencies and trades that quote, invoice, track time and chase payment. Time tracking and expenses are unlimited on every plan, and proposals, retainers and project profitability are there when you need them. What limits it is the number of clients you can bill (5 on Lite, 50 on Plus), and each team member costs extra on every plan. Businesses that need inventory or full payroll outside the US will outgrow it.

How this review works: every price, limit and feature comes from FreshBooks’ official pricing pages and FAQ for each market, read on 18–19 October 2026. We haven’t run a hands-on test, so there’s no star rating here. See how FreshBooks compares with other accounting software for small business.

FreshBooks at a glance

Best forFreelancers and service businesses that invoice clients and track time
Price (US)Lite $23 · Plus $43 · Premium $70 a month · Select custom
Billable clients5 (Lite) · 50 (Plus) · unlimited (Premium, Select)
Users1 owner on each plan. Team members are $11/month each in the US; Select includes 2
Free planNo. 30-day free trial with no credit card, plus a 30-day money-back guarantee on purchases
Offer when checkedUS and Canada: 80% off for 4 months. UK, AU, ZA, EUR: 50% off for 3 months. Yearly billing takes an extra 10% off
Pricing marketsUS, Canada, UK, Australia, South Africa, and euro pricing

FreshBooks pricing in 6 markets

FreshBooks uses the same four plans everywhere and only changes the currency and price. Regular monthly prices:

MarketLitePlusPremiumTeam memberOffer when checked
United States$23$43$70$11/mo80% off for 4 months
CanadaC$26C$42C$72C$13/mo80% off for 4 months
United Kingdom£16£30£42£8/mo50% off for 3 months
AustraliaA$29A$43A$60A$16/mo50% off for 3 months
South AfricaR170R300R700Extra50% off for 3 months
Euro pricing€16€30€50Extra50% off for 3 months

Select is priced by quote in every market. Yearly billing adds an extra 10% off. See how FreshBooks stacks up for your country in our comparison table.

FreshBooks US pricing: Lite, Plus and Premium with 80% off for 4 months
FreshBooks US pricing, 19 October 2026.
FreshBooks South Africa pricing: Lite R170, Plus R300 and Premium R700 a month, 50% off for 3 months
FreshBooks South Africa pricing, 19 October 2026.

Plans, tier by tier

  • Lite ($23): invoices for up to 5 clients, unlimited estimates, recurring invoices, late-payment reminders, unlimited time tracking and expenses, automated bank import, mileage tracking and tax-time reports. Clients can pay by card, ACH, Apple Pay, Google Pay or buy now, pay later. Lite doesn’t include bank reconciliation, double-entry accounting reports or accountant access.
  • Plus ($43): 50 clients, and adds the parts that make it real accounting: double-entry reports, bank reconciliation, accountant access, and automatic receipt data capture. It also adds proposals, e-signatures and client retainers.
  • Premium ($70): unlimited clients, plus project profitability, accounts payable, bill capture and customised email templates.
  • Select (custom): lower card transaction fees and capped ACH fees, 2 team members included, Advanced Payments included, removal of FreshBooks branding, dedicated support, and data migration through Easy Switch.

Our view: most businesses with an accountant should treat Plus as the real starting price. Lite works as an invoicing tool, but your accountant can’t log in and you can’t reconcile your bank there.

FreshBooks UK pricing: Lite £16, Plus £30 and Premium £42 a month
FreshBooks UK pricing, 19 October 2026. Lite includes MTD-compliant VAT returns.

In the UK, every plan from Lite up includes MTD-compliant VAT returns submitted to HMRC. If you also need MTD for Income Tax or CIS, our UK MTD guide compares FreshBooks with Xero, QuickBooks, Sage and FreeAgent.

How client limits work

This is the detail most reviews skip. FreshBooks’ FAQ says the limit counts both active and archived clients, so archiving an old client doesn’t free a slot. Deleting does: deleted clients’ invoices stay available, and you can undelete them later. A freelancer with 5 regular clients and a few one-off jobs a year will hit the Lite cap quickly, so price Plus in from the start.

Add-ons and payment fees

  • Team members: $11 a month per person in the US (C$13, £8, A$16 elsewhere), on every plan.
  • Advanced Payments: $20 a month on Lite, Plus and Premium; included on Select.
  • FreshBooks Payroll (US): $40 a month plus $6 per user. In Canada FreshBooks points to a partner, PaymentEvolution.
  • Payment processing (US): 2.9% + $0.30 per card transaction through FreshBooks Payments or Stripe, and 1% for ACH bank transfers.
FreshBooks US add-ons: Advanced Payments $20/mo, Team Members $11/mo per person, Payroll $40/mo plus $6/mo per user
FreshBooks US add-on prices, 19 October 2026.

Worked example from those list prices: a US consultant on Plus with one assistant pays $43 + $11 = $54 a month at full price, before card fees. The same two people on Xero’s US Growing plan pay $59, because Xero has no per-user fees. More on that trade-off in FreshBooks vs QuickBooks.

Pros and cons

Pros

  • Unlimited time tracking and expenses on every plan
  • Proposals, retainers and e-signatures from Plus
  • Free trial with no credit card, plus a 30-day money-back guarantee
  • Same simple plan structure in all 6 markets
  • MTD VAT returns on every UK plan

Cons

  • Client caps (5 / 50), counting archived clients
  • Lite has no reconciliation or accountant access
  • Every extra team member costs extra
  • No inventory tools
  • Payroll add-on only in the US

Who should use FreshBooks (and who shouldn’t)

Good fit: freelancers, consultants, agencies, and trades that quote and invoice, especially if you bill hourly or by project. See our freelancer guide and the construction guide.

Probably not: businesses that sell products and need inventory (see the ecommerce guide), growing teams where several people need logins, and businesses outside the US that want payroll built in.

See FreshBooks’ current offer (partner link, opens in a new tab)

FreshBooks alternatives

FAQ

How much does FreshBooks cost in 2026?

In the US, FreshBooks costs $23 (Lite), $43 (Plus) or $70 (Premium) a month, and Select is custom-priced. Team members are $11 a month each. In the UK, plans cost £16, £30 and £42; in Canada, C$26, C$42 and C$72.

Does FreshBooks have a free plan?

No. FreshBooks offers a 30-day free trial with no credit card required, and a 30-day money-back guarantee if you buy a plan.

What counts toward the FreshBooks client limit?

Both active and archived clients count. Lite allows 5 billable clients, Plus 50, and Premium and Select are unlimited. Deleting a client frees a slot, and their invoices stay accessible.

Does FreshBooks do payroll?

In the US, FreshBooks Payroll is an add-on at $40 a month plus $6 per user. In Canada, FreshBooks points customers to a partner, PaymentEvolution. We didn’t find a payroll add-on on the other markets’ pricing pages.

Janak Bahadur Uparkoti

Janak Bahadur Uparkoti

Founder & Software Researcher

Janak researches SaaS tools, free trials, pricing plans, and small-business software workflows. He focuses on helping small business owners compare accounting tools clearly before purchasing.